The attorneys at DAVEY & GOLDMAN have been the attorney of record for some of the leading cases in the area of law known as ERISA. Most recently Attorney Goldman won a breach of fiduciary duty case before the Seventh Circuit Court of Appeals in a case involving a health insurer’s obligations to its participants. Her work on that case brought network wide changes to Dean Health Plan’s policies and procedures so that you are better protected from arbitrary denials of payment for health services you received.
If you believe your health insurance covered care you received but the company has refused to pay for it, give us a call.
Generally, under ERISA in the health insurance context, the Employment Retirement Income Security Act of 1974 protects you from breaches of fiduciary responsibilities, denial of benefits, or failure to provide adequate disclosures of plan terms and / or benefit changes.
With regard to retirement benefits, ERISA protects you from employers or plan administrators who make poor investment choices. This is particularly problematic when employers engage in risky or illegal business or accounting practices, or mislead investors and employees. These types of employer choices can result in huge losses to your retirement funds. You have a right to sue the fiduciaries who allowed this to happen to you. Essentially, you can hold your employer accountable for these losses.
If you believe your employer has not paid you the retirement benefits you are due, give us a call. Employers who offer 401(k) plans must follow federal regulations regarding those plans and your retirement benefits are protected by those laws.